Using the information provided in three of my posts, you can get most of the services that Lifelock offers, without having to pay for them.

If you want someone to do the work for you, then the $10 a months for Lifelock service may be worth it for you. Their service also comes with identity theft insurance. Their analogy to getting your oil changed does make sense. You could change your oil for less money than paying someone to do it, but for many people the small price of paying someone else is well worth not having to do it themselves.

If you decide to enroll, or for more information, use this referral link:

For information on how to do it yourself for free, see these three posts:

Set/Renew Fraud Alerts in Your Credit Report
Opt Out of Pre-Screened Credit Card Offers
Get Your Free Yearly Credit Report