For anyone who missed the announcement on their blog, Lending Club is hosting a free 30-minute online webinar this Thursday, June 11th.

The webinar is designed to show you

“How to Put Your Cash to Work with Lending Club. We’ll provide an overview of how Lending Club eliminates the high cost and complexity of traditional banks and offers investors the opportunity for returns that average over 9% annually.”

Space is Limited so register now

Date and Time:  Thursday, June 11, 2009   Noon PT/3:00pm ET

Location: Online

Ignore Everybody, and 39 Other Keys to Creativity doesn’t fit the genre of books normally reviewed here at Richer by the Day.  Some would say that creativity and personal finance have little in common.  I disagree.  Finding creative solutions to life’s challenges, financial or otherwise, is a beneficial skill.  You may even find that your creativity generates alternative income streams or the idea that becomes your life’s work.  My goal is to help readers of Richer by the Day enrich their lives, and improving your creative skills is one way to do that.

The series of events that led to Ignore Everybody seem to begin with Hugh MacLeod’s unconventional medium for his art.  His doodles and cartoons, on the backs of business cards, ultimately led to the creation of his blog, gapingvoid.com.  A shining achievement of gapingvoid.com was the wildly successful post, How to Be Creative.  By expanding on those ideas and others explored on the blog, Ignore Everybody captures the evolving wisdom of Hugh MacLeod on the subject of creativity.

With few other books on creativity under my belt, it’s hard to say where Ignore Everybody ranks.  I won’t even bother to critique the art, which requires a skill I’m even less qualified in.  What I can tell you are my impressions of the book as a whole and a few of the things I learned along the way.

Despite the title, the author clarifies that the best ideas (at least during the early phases) may seem too strange for others to ‘get it’.  And so you’ll need to ignore criticism and doubts of others and nurture the idea by yourself.  As success and acceptance slowly grow, you’ll be more able to rely on the support of others.

I completely agree with the analogy that

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This post is part of the latest Carnival of Personal Finance. Be sure to check out the other great entries as well.

Tough economic times, coupled with soaring gold prices, has led to a growing number of ways to sell gold.  Two particularly terrible ways to sell both share a common trait: convenience and a lack of comparison pricing.

The first, is online gold buyers like Cash4Gold.com, which had

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This week, a fellow blogger at the Lending Club blog asked whether shopping on Woot is financially responsible and gave advice on how to make sure that it is.  To his commentary, I’d like to add how to make money using Woot, or what I affectionately call Woot Arbitrage.

For those of you who don’t know, Woot sells one product each day at a typically unbelieveable price.   Once the item is sold out, you’ll have to wait until the next day for the next deal.  They occasionally hold Woot-offs as well, in which they dump excess inventory by offering a product until it sells out, then moving on to the next product until it sells out, etc.

So how can you make money from the phenomenon that is Woot?  The product offered

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This is a great time of year to sell your old college textbooks compared to the end of a semester. At the end of a semester you have two things going against you. First, that’s when everyone else is selling their books. More competition means lower prices. Second, since books for the next semester haven’t been announced, buyers don’t know which books they’ll need. So you might be able to sell a book that will be worthless in a few months since they are buying some of everything, but you’re unlikely to get as good a price for the books that will be needed.

Fast forward to this time of year, right before the start of a fall semester. Now, few people are selling books and those books that are needed are in high demand. Both of those factors means

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